/* =========================================================
   Julien Desmonts — Conseil en investissement & Coaching budgétaire
   Feuille de style principale
   Palette : bleu marine (#0B1F3A), blanc (#FFFFFF), or (#C9A24B), émeraude (#0E5C4A)
   Typographies : Playfair Display (titres), Inter (texte courant)
   ========================================================= */

:root {
  --navy: #0b1f3a;
  --navy-dark: #071427;
  --navy-light: #12305a;
  --white: #ffffff;
  --off-white: #f7f8fa;
  --gold: #c9a24b;
  --gold-light: #e3c98a;
  --emerald: #0e5c4a;
  --text-dark: #1b2530;
  --text-muted: #5a6472;
  --border: #e3e6ea;
  --radius: 10px;
  --shadow: 0 10px 30px rgba(11, 31, 58, 0.08);
  --shadow-hover: 0 16px 40px rgba(11, 31, 58, 0.14);
  --max-width: 1160px;
  --transition: 0.25s ease;
}

/* ---------- Reset ---------- */
* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: "Playfair Display", Georgia, serif;
  color: var(--navy);
  line-height: 1.25;
  font-weight: 700;
}

h1 { font-size: clamp(2.2rem, 4vw, 3.4rem); }
h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }

p { color: var(--text-muted); }

a { color: inherit; text-decoration: none; }

img { max-width: 100%; display: block; }

ul { list-style: none; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

section { padding: 96px 0; }

.section-tag {
  display: inline-block;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--emerald);
  font-weight: 600;
  margin-bottom: 14px;
}

.section-head {
  max-width: 680px;
  margin: 0 auto 56px;
  text-align: center;
}

.section-head p { margin-top: 16px; font-size: 1.05rem; }

.bg-alt { background: var(--off-white); }
.bg-navy { background: var(--navy); color: var(--white); }
.bg-navy h2, .bg-navy h3 { color: var(--white); }
.bg-navy p { color: rgba(255,255,255,0.75); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 30px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-dark);
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: var(--shadow-hover); }

.btn-outline {
  background: transparent;
  border-color: rgba(255,255,255,0.5);
  color: var(--white);
}
.btn-outline:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }

.btn-outline-navy {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); }

.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 500;
  background: rgba(11, 31, 58, 0.96);
  backdrop-filter: blur(6px);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
  max-width: var(--max-width);
  margin: 0 auto;
}

.brand {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.brand-name {
  font-family: "Playfair Display", serif;
  font-size: 1.25rem;
  color: var(--white);
  font-weight: 700;
  letter-spacing: 0.02em;
}
.brand-tag {
  font-size: 0.68rem;
  color: var(--gold-light);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-top: 2px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}
.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 0.92rem;
  font-weight: 500;
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--gold-light); }

.nav-cta { display: flex; align-items: center; gap: 16px; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span {
  width: 24px;
  height: 2px;
  background: var(--white);
  display: block;
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(160deg, var(--navy-dark) 0%, var(--navy) 55%, var(--navy-light) 100%);
  color: var(--white);
  padding: 110px 0 100px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  top: -120px;
  right: -120px;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,162,75,0.18) 0%, rgba(201,162,75,0) 70%);
}
.hero::after {
  content: "";
  position: absolute;
  bottom: -160px;
  left: -100px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(14,92,74,0.35) 0%, rgba(14,92,74,0) 70%);
}

.hero .container {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-light);
  font-weight: 600;
  margin-bottom: 20px;
}
.hero-eyebrow::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--gold-light);
}

.hero h1 { color: var(--white); margin-bottom: 22px; }
.hero h1 em { color: var(--gold-light); font-style: normal; }

.hero-lead {
  font-size: 1.12rem;
  color: rgba(255,255,255,0.78);
  max-width: 520px;
  margin-bottom: 34px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 40px; }

.hero-stats {
  display: flex;
  gap: 36px;
  flex-wrap: wrap;
}
.hero-stats div strong {
  display: block;
  font-family: "Playfair Display", serif;
  font-size: 1.7rem;
  color: var(--gold-light);
}
.hero-stats div span {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
}

.hero-visual {
  position: relative;
  aspect-ratio: 4/5;
  border-radius: var(--radius);
  overflow: hidden;
  background: linear-gradient(150deg, rgba(255,255,255,0.08), rgba(255,255,255,0.02));
  border: 1px solid rgba(255,255,255,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-visual .placeholder-label {
  text-align: center;
  padding: 24px;
  color: rgba(255,255,255,0.55);
  font-size: 0.85rem;
}
.hero-visual .placeholder-icon { width: 52px; height: 52px; margin: 0 auto 14px; opacity: 0.6; }

.hero-badge {
  position: absolute;
  bottom: 22px;
  left: 22px;
  right: 22px;
  background: rgba(11,31,58,0.85);
  border: 1px solid rgba(201,162,75,0.35);
  border-radius: 8px;
  padding: 14px 16px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.85);
  backdrop-filter: blur(4px);
}

/* ---------- Trust bar ---------- */
.trust-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
}
.trust-bar .container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 24px;
  padding: 36px 24px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1 1 220px;
}
.trust-item .icon {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--off-white);
  color: var(--emerald);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.trust-item strong { display: block; color: var(--navy); font-size: 0.95rem; }
.trust-item span { font-size: 0.82rem; color: var(--text-muted); }

/* ---------- Services overview (cards) ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 28px;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 34px 28px;
  transition: all var(--transition);
}
.service-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-4px); border-color: transparent; }

.service-card .icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  background: var(--navy);
  color: var(--gold-light);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.service-card h3 { margin-bottom: 10px; }
.service-card p { font-size: 0.94rem; margin-bottom: 16px; }
.service-card .card-link { font-size: 0.88rem; font-weight: 600; color: var(--emerald); }

/* ---------- Service detail blocks ---------- */
.service-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  padding: 72px 0;
}
.service-block:not(:last-child) { border-bottom: 1px solid var(--border); }
.service-block.reverse .service-visual { order: 2; }

.service-visual {
  aspect-ratio: 4/3;
  border-radius: var(--radius);
  background: linear-gradient(150deg, var(--off-white), #eef1f5);
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  color: var(--navy);
}
.service-visual svg { width: 88px; height: 88px; opacity: 0.85; }

.service-label {
  display: inline-block;
  font-size: 0.76rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}
.label-invest { background: rgba(201,162,75,0.15); color: #93701f; }
.label-coaching { background: rgba(14,92,74,0.12); color: var(--emerald); }

.service-block h3 { font-size: clamp(1.5rem, 2.4vw, 1.9rem); margin-bottom: 14px; }
.service-block > div > p { margin-bottom: 20px; }

.service-meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 24px;
}
.service-meta div {
  background: var(--off-white);
  border-radius: 8px;
  padding: 14px 16px;
}
.service-meta div span { display: block; font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-muted); margin-bottom: 4px; }
.service-meta div strong { color: var(--navy); font-size: 0.92rem; }

.service-steps { margin-bottom: 24px; }
.service-steps li {
  display: flex;
  gap: 14px;
  padding: 10px 0;
  font-size: 0.94rem;
  color: var(--text-dark);
}
.service-steps li .num {
  flex-shrink: 0;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  font-size: 0.78rem;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}

/* ---------- About ---------- */
.about-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 60px;
  align-items: start;
}
.about-photo {
  aspect-ratio: 3/4;
  border-radius: var(--radius);
  background: linear-gradient(160deg, var(--navy), var(--navy-light));
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  position: sticky;
  top: 100px;
}
.about-photo .placeholder-label { color: rgba(255,255,255,0.6); text-align: center; padding: 24px; font-size: 0.85rem; }
.about-photo .placeholder-icon { width: 56px; height: 56px; margin: 0 auto 14px; opacity: 0.7; color: var(--gold-light); }

.about-cred-list {
  display: grid;
  gap: 14px;
  margin: 28px 0 32px;
}
.about-cred-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 0.95rem;
  color: var(--text-dark);
}
.about-cred-list li .check {
  flex-shrink: 0;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: rgba(14,92,74,0.12);
  color: var(--emerald);
  display: flex; align-items: center; justify-content: center;
  margin-top: 2px;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
  margin-top: 36px;
}
.value-item {
  padding: 20px;
  background: var(--off-white);
  border-radius: 10px;
}
.value-item h4 { font-family: "Inter", sans-serif; font-size: 0.98rem; color: var(--navy); margin-bottom: 6px; }
.value-item p { font-size: 0.88rem; }

/* ---------- Testimonials ---------- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 26px;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.testimonial-stars { color: var(--gold); font-size: 0.9rem; letter-spacing: 2px; }
.testimonial-quote { font-size: 0.96rem; color: var(--text-dark); font-style: italic; flex-grow: 1; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  display: flex; align-items: center; justify-content: center;
  font-family: "Playfair Display", serif;
  font-weight: 700;
  font-size: 0.95rem;
  flex-shrink: 0;
}
.testimonial-author strong { display: block; font-size: 0.9rem; color: var(--navy); }
.testimonial-author span { font-size: 0.78rem; color: var(--text-muted); }

.testimonial-disclaimer {
  text-align: center;
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-top: 32px;
}

/* ---------- Blog ---------- */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
}
.blog-card {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--white);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.blog-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-4px); }
.blog-card-image {
  aspect-ratio: 16/10;
  background: linear-gradient(150deg, var(--navy), var(--emerald));
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.85);
}
.blog-card-image svg { width: 40px; height: 40px; }
.blog-card-body { padding: 24px; display: flex; flex-direction: column; flex-grow: 1; }
.blog-category { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--emerald); font-weight: 700; margin-bottom: 10px; }
.blog-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.blog-card p { font-size: 0.9rem; margin-bottom: 18px; flex-grow: 1; }
.blog-meta { font-size: 0.78rem; color: var(--text-muted); display: flex; justify-content: space-between; align-items: center; margin-top: auto; }
.blog-meta .read-more { color: var(--navy); font-weight: 600; }

.blog-hero {
  background: var(--navy);
  color: var(--white);
  padding: 80px 0 60px;
}
.blog-hero h1 { color: var(--white); margin-bottom: 14px; }
.blog-article-content {
  max-width: 720px;
  margin: 0 auto;
  padding: 64px 24px;
}
.blog-article-content h2 { margin-top: 40px; margin-bottom: 16px; }
.blog-article-content p { margin-bottom: 18px; font-size: 1rem; color: var(--text-dark); }
.blog-article-content ul { margin: 0 0 18px 0; }
.blog-article-content li { color: var(--text-dark); padding-left: 20px; position: relative; margin-bottom: 8px; }
.blog-article-content li::before { content: "—"; position: absolute; left: 0; color: var(--gold); }
.article-meta { display: flex; gap: 16px; align-items: center; color: rgba(255,255,255,0.7); font-size: 0.85rem; margin-bottom: 6px; }
.article-cta {
  margin-top: 48px;
  padding: 32px;
  background: var(--off-white);
  border-radius: var(--radius);
  text-align: center;
}
.article-cta h3 { margin-bottom: 10px; }
.article-cta p { margin-bottom: 20px; }
.back-link { display: inline-flex; align-items: center; gap: 8px; font-size: 0.88rem; font-weight: 600; color: var(--navy); margin-bottom: 24px; }

/* ---------- Contact / Booking ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
}
.contact-info-list { margin: 28px 0; display: grid; gap: 18px; }
.contact-info-list li { display: flex; gap: 14px; align-items: flex-start; }
.contact-info-list .icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: rgba(255,255,255,0.08);
  color: var(--gold-light);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-info-list strong { display: block; color: var(--white); font-size: 0.92rem; }
.contact-info-list span, .contact-info-list a { font-size: 0.88rem; color: rgba(255,255,255,0.72); }

.social-links { display: flex; gap: 12px; margin-top: 28px; }
.social-links a {
  width: 40px; height: 40px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.25);
  display: flex; align-items: center; justify-content: center;
  color: var(--white);
  transition: all var(--transition);
}
.social-links a:hover { background: var(--gold); border-color: var(--gold); color: var(--navy-dark); }

.contact-panel {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px;
  color: var(--text-dark);
}
.contact-tabs { display: flex; gap: 8px; margin-bottom: 24px; background: var(--off-white); padding: 6px; border-radius: 999px; }
.contact-tab {
  flex: 1;
  text-align: center;
  padding: 10px 14px;
  border-radius: 999px;
  font-size: 0.86rem;
  font-weight: 600;
  cursor: pointer;
  color: var(--text-muted);
  border: none;
  background: transparent;
}
.contact-tab.active { background: var(--navy); color: var(--white); }

.tab-panel { display: none; }
.tab-panel.active { display: block; }

.calendly-embed {
  min-height: 480px;
  border-radius: 8px;
  border: 1px dashed var(--border);
  background: var(--off-white);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 30px;
}
.calendly-embed .placeholder-icon { width: 48px; height: 48px; margin: 0 auto 16px; color: var(--emerald); }
.calendly-embed p { max-width: 340px; margin: 0 auto 18px; font-size: 0.9rem; }
.calendly-embed code {
  background: rgba(11,31,58,0.06);
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 0.82rem;
  color: var(--navy);
}

.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: inherit;
  font-size: 0.94rem;
  color: var(--text-dark);
  background: var(--white);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--emerald);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-consent { display: flex; gap: 10px; align-items: flex-start; font-size: 0.8rem; color: var(--text-muted); margin-bottom: 20px; }
.form-consent input { width: auto; margin-top: 3px; }
.form-note { font-size: 0.78rem; color: var(--text-muted); margin-top: 14px; text-align: center; }
.form-status { font-size: 0.86rem; margin-top: 14px; display: none; padding: 10px 14px; border-radius: 8px; }
.form-status.success { display: block; background: rgba(14,92,74,0.1); color: var(--emerald); }
.form-status.error { display: block; background: rgba(180,60,60,0.1); color: #a53a3a; }

/* ---------- Risk banner ---------- */
.risk-banner {
  background: var(--off-white);
  border-top: 1px solid var(--border);
  padding: 28px 0;
}
.risk-banner .container { display: flex; gap: 16px; align-items: flex-start; max-width: 900px; }
.risk-banner .icon { color: var(--gold); flex-shrink: 0; margin-top: 2px; }
.risk-banner p { font-size: 0.82rem; color: var(--text-muted); }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.65);
  padding: 60px 0 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-brand .brand-name { color: var(--white); }
.footer-brand p { margin-top: 14px; font-size: 0.85rem; max-width: 260px; }
.footer-col h4 { font-family: "Inter", sans-serif; color: var(--white); font-size: 0.88rem; margin-bottom: 16px; letter-spacing: 0.04em; text-transform: uppercase; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { font-size: 0.88rem; color: rgba(255,255,255,0.6); transition: color var(--transition); }
.footer-col ul li a:hover { color: var(--gold-light); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  padding-top: 26px;
  font-size: 0.78rem;
}
.footer-bottom a { color: rgba(255,255,255,0.55); }
.footer-bottom a:hover { color: var(--gold-light); }

/* ---------- Floating CTA (mobile) ---------- */
.floating-cta {
  position: fixed;
  bottom: 20px;
  right: 20px;
  z-index: 400;
  display: none;
}

/* ---------- Cookie banner ---------- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  background: var(--navy-dark);
  color: rgba(255,255,255,0.85);
  padding: 20px 24px;
  display: none;
}
.cookie-banner.show { display: flex; }
.cookie-banner-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.cookie-banner p { font-size: 0.85rem; color: rgba(255,255,255,0.75); max-width: 620px; }
.cookie-banner a { text-decoration: underline; color: var(--gold-light); }
.cookie-actions { display: flex; gap: 12px; flex-shrink: 0; }
.btn-sm { padding: 10px 20px; font-size: 0.85rem; }
.btn-ghost { background: transparent; color: rgba(255,255,255,0.7); border: 1px solid rgba(255,255,255,0.25); }
.btn-ghost:hover { color: var(--white); border-color: var(--white); }

/* ---------- Legal pages ---------- */
.legal-content {
  max-width: 820px;
  margin: 0 auto;
  padding: 80px 24px 100px;
}
.legal-content h1 { margin-bottom: 8px; }
.legal-content .updated { font-size: 0.85rem; color: var(--text-muted); margin-bottom: 40px; }
.legal-content h2 { font-size: 1.25rem; margin-top: 36px; margin-bottom: 12px; }
.legal-content p { margin-bottom: 14px; font-size: 0.95rem; }
.legal-content ul { margin: 0 0 14px 20px; list-style: disc; }
.legal-content li { color: var(--text-muted); font-size: 0.95rem; margin-bottom: 6px; }
.legal-placeholder {
  background: rgba(201,162,75,0.1);
  border: 1px dashed var(--gold);
  border-radius: 8px;
  padding: 14px 16px;
  font-size: 0.85rem;
  color: #7a5f1f;
  margin: 10px 0 18px;
}

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .hero .container { grid-template-columns: 1fr; }
  .hero-visual { max-width: 420px; aspect-ratio: 16/10; }
  .about-grid { grid-template-columns: 1fr; }
  .about-photo { position: static; max-width: 320px; margin: 0 auto; }
  .service-block { grid-template-columns: 1fr; gap: 32px; }
  .service-block.reverse .service-visual { order: 0; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
  section { padding: 64px 0; }
  .nav-links { display: none; }
  .nav-toggle { display: flex; }
  .nav-cta .btn span { display: none; }
  .nav.open .nav-links {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0; right: 0;
    background: var(--navy-dark);
    padding: 20px 24px;
    gap: 18px;
  }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .form-row { grid-template-columns: 1fr; }
  .floating-cta { display: block; }
  .hero-actions .btn { width: 100%; }
  .trust-bar .container { justify-content: flex-start; }
}